Winterization Tips: Boat Storage

Article from National Marine Underwriters

As the weather turns colder, it is time for boaters in seasonal areas to begin winterizing their vessels. Based on whether your boat will be spending the season in or out of the water, preparations for wintertime storage vary.

For out-of-water storage, such as a boatyard or trailer, it is best to disconnect the battery and store it in a battery charger or a safe place at home. According to a BoatSafe.com article, the hull should be pressure washed and barnacles should be cleaned from props, rudders, struts and trim tabs. The seacocks should be opened to allow water to drain, and the hull should be checked for blisters that may need to be opened and drained over the winter.

For in-water storage, such as a slip at a marina, the battery should be left onboard (fully charged) so the bilge pump can continue to operate. Rudder shafts and stuffing boxes should be checked for leaks and tightened or repacked as needed. In addition to closing all seacocks, make sure bilge pumps are working and that the float switches properly activate pumps. And if you are unable to monitor the condition of the boat periodically, have the marina check the vessel and send a report.

Whether preparing a fishing boat or yacht, the more work you put into storing a boat, the easier it will be to get back on the water come springtime. For more helpful information on decommissioning your vessel, please read our article Tips for Winterizing Your Watercraft.

Article from National Marine Underwriters

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The Problem with Minimum Liability Insurance

Minimum liability insurance is a great bargain until you actually have to use it.  To learn 10 things drivers have to pay for when they only have minimum liability insurance, click here and read the article.  Then call us at Fusting and Dugan Insurance and let us help you with your insurance needs!

You can reach us at 502) 267-7066!

 

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Merry Christmas & Happy New Year from Fusting & Dugan!

We at Fusting & Dugan Insurance want to wish everyone a Merry Christmas and a Happy New Year!  May the holiday season bring you great joy and happiness.

Our office schedule for the holidays is:

Closed December 25 & 26
Closed January 1 & 2

Have a great Holiday Season!

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Have a Happy and Safe Thanksgiving!

Thanksgiving is a time that lets us step back and  be thankful for the many wonderful things in our lives.  Most of the year we’re so busy that we don’t take the time to be thankful but this holiday allows us do just that.

But we also want it to be a safe holiday for everyone.  Some of you will deep fry your turkeys and we have a video for you to view that talks about how to be safe when deep frying a turkey.  Even if you’ve done it before this quick video will give you some helpful hints.  Take a look and Happy Thanksgiving to everyone!

http://youtu.be/VsiAfyctZCk.

 

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Reminder – ACA Info from Benefits at Fusting and Dugan

We thought this was so important we wanted to alert you to this open enrollment period as the beginning approaches.  So here it is:

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Open Enrollment for the Affordable Care Act will be here soon. Are you ready? 

November 15, 2014 through February 15, 2015 is the open enrollment period for 2015 health insurance coverage from the Affordable Care Act.

If you miss open enrollment on your health insurance exchange, you won’t be able to sign up until the next open enrollment period unless you qualify for a special enrollment period. If you’re losing your current group health insurance, and it’s not open enrollment, you can start a plan immediately.

If you currently have health insurance you bought on the health insurance exchange, but missed this autumn’s open enrollment allowing you to sign up for health insurance for next year, your current health plan might be automatically renewed, preventing you from being uninsured next year.

Learn how to qualify for a special enrollment period, and learn what your options are for open enrollment, by contacting one of our certified ACA representatives in the Benefits Department.

To learn more call us at 502-266-9388 or e-mail us at mrockwell@FDimed.com

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Important ACA Info From Benefits – Fusting and Dugan

Open Enrollment for the Affordable Care Act will be here soon.  Are you ready?

November 15, 2014 through February 15, 2015 is the open enrollment period for 2015 health insurance coverage from the Affordable Care Act.

If you miss open enrollment on your health insurance exchange, you won’t be able to sign up until the next open enrollment period unless you qualify for a special enrollment period. If you’re losing your current group health insurance, and it’s not open enrollment, you can start a plan immediately.

If you currently have health insurance you bought on the health insurance exchange, but missed this autumn’s open enrollment allowing you to sign up for health insurance for next year, your current health plan might be automatically renewed, preventing you from being uninsured next year.

Learn how to qualify for a special enrollment period, and learn what your options are for open enrollment, by contacting one of our certified ACA representatives in the Benefits Department.  Give us a call at 502-266-9388 or e-mail us at mrockwell@FDimed.com

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How An Independent Agent Can Help You!

Often when we come up to our renewal for various types of insurance, we simply give it a momentary glance and keep the same coverage, even if there is a rate increase.  Many times this happens because we’re so busy with other aspects of life that it just an easy thing to do.  That is where Fusting & Dugan Insurance can help.

Because we are an Independent Agency, we can shop your coverage’s to get you the best policy for the fairest price.  Our experienced professionals have a number of options for your insurance needs and can find the right one for your situation.  Many of us have investment professionals that help us with financial plans and guide us into retirement.  Why not have an insurance specialist do the same for you with your coverage’s?

Let Fusting & Dugan Insurance guide you through the maze of insurance options to find you the best coverage for your needs.  That’s what an Independent Agent can do for you! Just give us a call at (502) 267-7066.

Check out this article from http://www.fustingandduganins.com/pdf/independent_agent_ramsey.pdf on the benefits of an Independent Agency working with you on your insurance needs.

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